Fortified identity
Fortified Identity (FI) offers a higher-assurance policy than KBA-R with less friction than an IAL2 policy. This policy is based on two strong pieces of evidence utilizing both phone and document verification with additional add-on and fallback capabilities. Best suited for integrations w/ medium/high fraud risk in a commoditized space, Fortified Identity fills the gap for integrations that have stronger incentive for bad actors but want to limit the amount of friction in the user experience.
Verification flows
Phone verification
Uses browser-based APIs to measure the tenure of an identity to the phone number as well as contextual, behavioral, and device data to verify users and prevent fraud.
Document verification
Delivers a guided UI instructing users to upload an official document, such as a driver’s license, state ID, passport, or passport card. After the image is captured, ID.me resizes the file and authenticates the document.
Human in the loop
ID.me has teams of virtual support agents that can activate to backstop automated document authentication to ensure an even smoother user experience while mitigating any potential bias.
Preverified
Once verified, users can log in with their ID.me credential anywhere ID.me is accepted and share their credentials in a matter of seconds.
Use cases
Today, ID.me has verified the identities of millions of pre-verified members with Fortified Identity or higher, with the network continuing to grow by the tens of thousands each day. Since ID.me takes a network approach, these pre-verified members can now securely access offers, benefits, and services in seconds, and new members can complete verification just as fast using the least amount of information required to verify their identity.
Posting a job, applying, and attending an interview
You would like to offer your applicants the ability to verify their identities through ID.me. Once verified, ID.me will provide attributes and unique identifiers that can be ingested to ensure a 1:1 match between a verified user and an account within your application.
Accessing financial investments online
You would like to offer your users the ability to complete ID.me’s verification to associate their credentials to an existing account within your application. Your users will log into their account and complete verification through ID.me. Once verified, ID.me will provide attributes and unique identifiers that can be ingested to ensure a 1:1 match between a verified user and an account within your application.
